When you commit to keeping your funds with Union Bank for a defined period of time, we reward you with our highest rates.
Our 15-Month Certificate of Deposit (CD) And Individual Retirement Account (IRA) Special* and Indexed Money Market Special** is Available to:
New and Existing Customers
Williston Branch Only
CD and IRA Special
Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) keep your funds on deposit for an agreed length of time. Call us for details at 802.878.7900 or stop by our Williston branch to learn more.
Minimum Balance Requirement to Open: $5,000
1.21% APY (Annual Percentage Yield) | 1.20% Interest Rate – ($5,000-$49,000)
1.36% APY (Annual Percentage Yield) | 1.35% Interest Rate – ($50,000-$99,999)
1.61% APY (Annual Percentage Yield) | 1.60% Interest Rate – ($100,000 +)
Indexed Money Market Account
Minimum Balance Requirement to Open: $10,000
0.80% APY (Annual Percentage Yield) | 0.80% Interest Rate – ($10,000 +)
Advantage Customers Eligible for Even Higher Rates
If you are interested to learn more about our Advantage Checking account products and the big benefits they offer, please contact our Williston Branch at 802.878.7900 or visit us at 31 Market Street, Finney Crossing in Williston, VT.
Limited Time Offer | Early Withdrawal Penalty
Union Bank allows withdrawals of Principal from IRA CDs, however IRS (Internal Revenue Service) penalties apply for individuals under age 59½.
*Annual Percentage Yield (APY) accurate as of January 1, 2020. Interest compounded daily. Automatic renewal at maturity to the interest rate in effect for a 12-17 month Certificate of Deposit (CD), unless directed otherwise. Minimum $5,000 to open and obtain APY. No deposits after account opening. Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) may be subject to penalty for early withdrawal.
** Rate based on Fed Funds index as of 12.31.2019 less 0.75% and may change after account opens. Rate will be adjusted semi-annually on January 1st and July 1st. Fees could reduce earnings. Please contact us for details.