Contents: Financial Background Checklist What if something isn’t right? Know your rights as a renter Security Deposit When you’re applying for a lease, your rental application isn’t just about income, as many landlords will also run a background check and review your credit and payment history. If you’re wondering, “What do landlords check before renting,” […]
Contents: The Hidden Risk of Bank Mergers Customer Service Disruptions Stability in Banks Leads to Confidence The Union Bank Difference On the surface, bank mergers might seem like an expansion of financial services to communities. The reality is it’s not as beneficial as it may seem. Today’s economic landscape is driven by profits, growth, and […]
Contents: Recognizing the Need for Financial Support Before a Crisis What Financial Caregiving Really Means Signs It May Be Time to Start the Conversation Balancing Independence With Support Financial Information and Documents to Organize Early How Union Bank Can Support Financial Caregivers How to Talk With Aging Parents About Finances For many families, helping an […]
Contents: The Bank’s Leadership in the Community You Can Meet Your Bankers in Person Products and Services Reflect Local Needs Lending and Mortgage Decisions are Made Locally Visible Involvement in Community Investment Programs Customers Feel Like Neighbors, Not Account Numbers In a time when national banks dominate the headlines, local banks remain the quiet backbone […]
Contents: Signs Your Ready For A Commercial Real Estate Loan What Is a Commercial Real Estate (CRE) Loan? How Commercial Real Estate Loans Differ Residential Mortgage Exploring Your Commercial Loan Options Steps to getting a Commercial Property Loan Commercial Loans: Local Lender Advantage The following is a fictional story created for illustrative purposes. While the […]
What Is “Revenge Saving” and Why It’s Trending Now After the pandemic, “revenge spending” became a cultural phenomenon; people splurged on vacations, concert tickets, and luxury items to make up for lost time during lockdown. Since then a quieter, more powerful counter-trend has emerged, especially among Millennials and Gen Z. It’s called “revenge saving.” Revenge […]