Union Bank
Union Bank branch on 364 Railroad Street in St. Johnsbury, VT

St. Johnsbury, Railroad Street Operations and Loan Center

Melynda Miller
Assistant Vice President Residential & Consumer Lender
Melynda Miller


364 Railroad Street
P.O. Box 219
St. Johnsbury, VT 05819

Mailing Address:
P.O. Box 667
Morrisville, VT 05661

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800.522.2950 [FAX]
24-hour ATM:


By Appointment:

Drive-Through Hours

Not Applicable

You can’t miss the charming red brick building (movies have been filmed here!) that houses the historic Union Bank Operations and Loan Center on Railroad Street. Originally chartered as Citizens Savings Bank and Trust Company in 1887, our location has been part of Union Bank since 1999. Look for us near the St. Johnsbury Welcome Center, the town offices in the Pomerleau Building, Star Theatre, and the Moose River Lake & Lodge Store.

Find out why more Vermonters choose Union Bank for their mortgage needs than any other bank. Our very own Melynda Miller and her twin sister, Melyssa, both Union Bank mortgage lenders, are featured in this video.

At Union Bank, investing in local people and communities has been our mission since 1891. Our Operations and Loan Center in St. Johnsbury supports a variety of local causes and Caledonia County organizations such as Relay For Life, Meal on Wheels, the St. Johnsbury Chamber of Commerce, Northeast Kingdom Chamber, and United Way. We are also affiliated with the local Rotary and Kiwanis Clubs.

Comparing lenders in St. Johnsbury, VT?  We know there are plenty of financial choices and lenders out there, but when you stay local you can go far with personalized attention, dedicated service, and the peace of mind that comes from knowing loan approvals and other decisions are made by people who live in your community and understand local needs.