Mobile Check Deposit
Enjoy the convenience of depositing checks from your smartphone
Mobile check deposit is as easy as logging into the UB2Go mobile application, entering the amount of the deposit and snapping a picture of the front and back of your check. It’s simple and secure.
To get started with Mobile Check Deposit, you need:
- To have established an online banking account
- A compatible AndroidTM or iPhoneTM smartphone
- A Union Bank personal checking or savings account in good standing
- The Union Bank UB2Go mobile app
Steps to make a Mobile Deposit:
- Log into the UB2Go app on your smartphone with the same Username and password that you use for online banking
- Select the ‘Deposit a Check’ icon. You may also access this function within the ‘Mobile Deposit’ menu
- Sign each check and add ‘For Mobile Deposit Only’ below your endorsement (Note: checks without this endorsement will not be accepted)
- Select ‘To Account’ (choose which account)
- Enter the check amount
- Select the ‘Capture Image’ button
- Position the check within the box on your smart phone and select the camera icon. Repeat the step to capture the back of the check
- Select ‘Submit Deposit’
Additional details/requirements:
- Checks must be payable to you in United States currency
- Funds deposited before 5 p.m. weekdays will generally be available on the following business day
- After you make a deposit, we will immediately send you a confirmation email
- You must void and shred or destroy the deposited check(s) 14 days after the deposit shows in your account
Download the UB2Go Mobile Banking app for Android or iPhone:
¹Union Bank does not charge you for using the mobile check deposit service. However, charges from your wireless carrier may apply, and regular checking account charges may apply as do the following mobile deposit maximums:
Account Type | Maximum Number of Mobile Checks Per Day | Maximum Mobile Check Total ($)Per Day | Maximum Number of Mobile Checks Per Rolling Month | Maximum Mobile Check Total ($)Per Rolling Month |
---|---|---|---|---|
Standard | 10 | $3,500 | 20 | $15,000 |
Advantage Banking | 20 | $9,500 | 30 | $35,000 |
Business | 25 | $9,500 | 35 | $45,000 |