At Union Bank, we take pride in providing comprehensive home lending solutions to meet the diverse needs of our clients in northern Vermont and New Hampshire. Our team of experienced mortgage professionals is dedicated to helping you find the perfect financing option for your unique situation. Whether you’re a first-time homebuyer, a seasoned investor, or looking to tap into your home’s equity, we have a wide range of products designed to help you achieve your homeownership goals.
Explore our extensive selection of home lending products. Our knowledgeable lending team is ready to guide you through the process and answer any questions you may have. Don’t wait to make your homeownership dreams a reality—start your online mortgage application today or contact our mortgage lending team to discuss your options and take the first step toward securing the ideal home loan for you.
A standard loan option for borrowers with good credit and stable income, typically requiring a 20% down payment.
A government-backed loan designed for first-time homebuyers, offering lower down payments and more lenient credit requirements.
Short-term financing for building or renovating a home, with funds released in stages as construction progresses.
Financing for purchasing raw or undeveloped land, typically with higher interest rates and larger down payments than traditional mortgages.
A type of loan that allows homeowners to borrow against the equity in their property, with the loan amount determined by the value of the home.
A mortgage program for eligible veterans, active-duty personnel, and surviving spouses, offering competitive rates and no down payment requirements.
A mortgage option for borrowers seeking to finance high-value properties that exceed the conforming loan limits set by Fannie Mae and Freddie Mac.
A mortgage specifically tailored for purchasing a second home or vacation property, often with different rates and requirements than a primary residence loan.
For most people, buying a home typically means having a monthly mortgage payment, but what other expenses come with the dream of homeownership? In this article, we break down the costs of buying and maintaining a home in New Hampshire, and help you take the first steps toward becoming a homeowner. As a community bank, […]
So you’re ready to buy a home! Beyond the challenge of finding the perfect place in which to spend the next stage of your life, you also have to navigate the complicated process of financing such a big purchase. Potential homeowners, especially first-time buyers, often face other challenges: getting enough money together for a down […]
Your first home purchase will be one of the bigger events of your life. Often, your home purchase is the result of several factors that are both emotional and practical. It’s a commitment to your chosen hometown or to where you grew up if you decided not to relocate. Feeling confident enough to buy a […]
The Granite State may be small, but within its borders are 18 miles of Atlantic Ocean coastline, the highest mountain summit in the Northeast, and a population known for its independence. New Hampshire residents enjoy outdoor activities such as skiing, hiking, and water sports as well as cultural pursuits. No wonder U.S. News & World […]
With a naturally beautiful landscape and community-minded population, The Green Mountain State is a wonderful place to call home for people of all ages and occupations. Ranked eleventh in U.S. News’ 2021 list of Best States, Vermont is known for its maple syrup, dairy farming, cheese, outdoor activities, craft beer and the arts scene. It […]
Looking to buy your first or next home in Vermont or New Hampshire? One of the most important decisions you’ll make is the choice of a mortgage lender. Just as a real estate agent guides you through the process of choosing a home and making an offer, your mortgage lender helps you navigate the mortgage […]
Vermont ranks #2 for the highest percentage of non-primary residences (ahead of #3 New Hampshire and behind #1 Maine), a statistic that isn’t too surprising given all the natural beauty and year-round recreation options here. Whether you’re an out-of-state resident looking for a bucolic retreat, or a Vermonter seeking a second home near the kids […]