Checking Accounts
Union Bank has been serving individuals and families in Northern Vermont since 1891. We look forward to serving you, too. To open a checking account, apply online using the “Apply Now” buttons below, or visit any of our branches across Northern Vermont and New Hampshire.
Compare our Personal Checking Accounts below:
Our Most Popular Accounts
UB Checking
UB Checking offers you a wide range of convenient services to manage your funds and make payments.
- Online Banking and Bill Pay
- Overdraft Protection
- Mobile & Telebanking Banking
- No-fee access to the nationwide Allpoint ATM network
- Union Bank Debit MasterCard
UB CheckingApply Now - UB CheckingUB 55 Checking
Offers customers age 55 and over unlimited check writing and a variable-tiered interest rate.
- Customers age 55 and over
- Variable-tiered compound interest
- Online Banking and Bill Pay
- Mobile & Telebanking Banking
- No-fee access to the nationwide Allpoint ATM network
- Union Bank Debit MasterCard
UB 55 CheckingApply Now - UB 55 CheckingAdvantage Checking
Qualify with a combination of total personal deposits that average at least $25,000 during a monthly statement cycle.
- Minimum deposit required $25k
- Tiered-rate interest earned daily
- Online Banking and Bill Pay
- Mobile Phone or Tele Banking
- MasterCard World Debit Card perks
- Travel and Peace of Mind Benefits
- Preferred Rates on CDs, Money Market and IRA accounts
- Free Alliance or Guardian-style checks, plus single or duplicate style checks
Advantage CheckingApply Now - Advantage Checking
Other Accounts To Consider
Checking with Interest
Enjoy a variety of convenient services, including Variable-tiered interest on balances of $3000 or more, compounded and credited monthly.
- Variable-tiered compound interest
- Online Banking and Bill Pay
- Mobile & Telebanking Banking
- No-fee access to the nationwide Allpoint ATM network
- Union Bank Debit MasterCard
Checking with InterestApply in BranchBasic Advantage Checking
Qualify with a combination of total personal deposits that average at least $10,000 during a monthly statement cycle.
- Tiered-rate interest earned daily
- Online, Mobile & Telebanking
- MasterCard Enhanced
Debit Card Perks - Complimentary VIP Services (see features below)
Basic Advantage CheckingApply in BranchAdvantage Checking Plus
Qualify with a combination of total personal deposits that average at least $100,000 during a monthly statement cycle.
- Minimum deposit required $100k
- Tiered-rate interest earned daily
- Online Banking and Bill Pay
- Mobile Phone or Tele Banking
- MasterCard World Debit Card perks
- Travel and Peace of Mind Benefits
- Complimentary Value
Integrated Package (VIP) Services - Free Wifi – at worldwide hotspots
- Preferred Rates on CDs, Money Market and IRA accounts
- Free checks, stop payments and domestic wire transfers
Advantage Checking PlusApply in BranchYoung Adult Checking
Designed to introduce young adults to the world of personal money management, this is a great first checking account.
- Available to customers ages 18-23
- No minimum balance
- $2.50 paper statement fee (waived by maintaining a $250 minimum balance)
- Overdraft protection not available
- Free online and mobile banking
Young Adult CheckingApply in BranchHealth Savings Account
Provides eligible individuals a tax-deductible means to save for qualified, out-of-pocket medical expenses.
- No set up fee or service fee
- Tax-Free interest earned
- Online & Mobile Banking
- Debit card
Health Savings AccountApply in BranchDebit MasterCard
Convenient, worry-free and cost-effective—but with none of the unpleasant surprises a monthly credit card can bring.
- Shopping Benefits
- Travel Benefits
- Security Benefits
- Global Services
Mastercard Enhanced Debit CardApply in BranchVIP Program
Add the VIP program to any of our UB Checking, UB 55, Checking with Interest or Savings accounts for a number of additional benefits.
- Optional add to any UB checking
- Just $4 a month for VIP benefits
- Discounts on services
Value Integrated Package (VIP) ProgramApply in Branch
Download Deposit Account Comparison Chart
Download Advantage Banking Checking Account Comparison Chart
Questions?
Give us a call at 1.800.753.4343 or head to a local branch in Berlin, Fairfax, Hardwick, Jericho, Jeffersonville, Johnson, Lyndonville, Morrisville, Shelburne, St. Albans, St. Johnsbury, Stowe, Williston, Groveton, Lincoln, or Littleton. Any of our tellers or personal bankers would be happy to discuss our account options to help you find the best checking account for your needs.
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