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Checking Accounts

The options you need, offered by people you know and trust.

At Union Bank, you’re an individual. You’re also a neighbor and a community member with your own financial needs and goals. We offer a variety of checking accounts to suit your needs. All accounts come with the personal service and convenient services you’d expect from a leading community bank.

To open a new account, visit any of our branches across Northern Vermont and New Hampshire.

 All of our checking accounts give you access to these services:

Account Overview

Young Adult Checking

A great first checking account, Young Adult Checking is available to customers between the ages of 18 and 23.

UB Checking

UB Checking offers you check writing, a debit card, access to the Allpoint ATM network, ScoreCard Rewards, mobile banking, telebanking, online banking and bill pay.

Checking with Interest

Checking with Interest provides all the valuable product features of UB Checking, plus check images on your account statement and variable-tiered interest that is compounded and credited monthly.

UB 55 Checking

UB 55 Checking proves that seniority comes with perks. Customers over age 55 enjoy all the features of the Checking with Interest account without a minimum-balance requirement.

Basic Advantage Checking

Basic Advantage Checking lets you enjoy extra benefits, such as complimentary checks and bonus ScoreCard Rewards points for maintaining average total bank deposits of $10,000.

Advantage Checking

Advantage Checking customers who maintain total bank deposits of $25,000 can enjoy perks including ATM fee waivers and preferred interest rates on CDs.

Advantage Checking Plus

Advantage Checking Plus customers earn the most substantial benefits, including a no-fee safe deposit box and other complimentary services.

Health Savings Account

Health Savings Accounts include free setup and no monthly service fees, giving you a tax-deductible means of saving and paying for qualified health care expenses down the road.

Debit MasterCard

A Union Bank Debit MasterCard provides convenient and worry-free use, anywhere MasterCard is accepted.

VIP Program

Add the VIP program to any of our UB Checking, UB 55, Checking with Interest or Savings accounts for a number of additional benefits.

Download Deposit Account Comparison Chart

Download Advantage Banking Checking Account Comparison Chart

Give us a call at 1.800.753.4343 or head to a local branch in Berlin, Danville, Fairfax, Hardwick, Jeffersonville, Jericho, Johnson, Lyndonville, Morrisville, St. Albans, St. Johnsbury, Stowe, Williston, Groveton, Lincoln, Littleton, or North Woodstock. Any of our tellers or personal bankers would be happy to discuss our account options to help you find the best checking account for your needs.

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