Advantage Checking Plus
Qualify for Advantage Checking Plus with a combination of personal deposits averaging at least $100,000 during a monthly statement cycle. The primary account holder on the Advantage Checking Plus account must be a primary or joint owner (or trustee) on additional deposit accounts (checking, CDs, IRAs, Savings and Money Market accounts) for their balance to meet the deposit balance requirement. Relationships that fall below the average balance during a statement cycle will be assessed a $20 account service fee.
Special Pricing and Services
- Complimentary checks from a wide variety of styles, plus duplicate checks
- Preferred rates on CDs, IRAs and Money Market accounts
- 50% mortgage document preparation fee discount
- Discounted rate on personal overdraft protection (requires credit approval)
- Tiered-rate interest earned daily
- Complimentary safe deposit box
- Online banking and bill pay, mobile banking and telebanking
- Choice of paper statements or eStatements
- Unlimited check writing and no per-check fees, plus check images
- Scheduled transfers with UB SmartSave, which lets you schedule transfers from your checking account to other accounts at predetermined intervals for no fee.
MasterCard World Debit Card Perks
- Up to five ATM surcharges rebated per month
- Valuable MasterCard World perks like purchase assurance, extended warranty, price protection and satisfaction guarantee for signature-based debit purchases
- 20 percent more ScoreCard Rewards points
- Higher cash withdrawal limit
- All Union Bank ATM fees waived
- Unlimited no-fee access to 55,000 Allpoint ATMs worldwide
- Complimentary standard debit card replacement
Complimentary VIP Services
- Overdraft protection sweeps
- Money orders
- Treasurer’s checks
- Notary service
- Stop payments
- Domestic wire transfers
- Wealth management financial review and retirement-planning analysis