Advantage Checking
Qualify for Advantage Checking with a combination of personal deposits averaging at least $25,000 during a monthly statement cycle. The primary account holder on the Advantage Checking account must be a primary or joint owner (or trustee) on additional deposit accounts (checking accounts, certificates of deposit, individual retirement accounts, savings and money market accounts) for their balance to meet the deposit balance requirement. Relationships that fall below the average balance during a statement cycle will be assessed a $15 account service fee.
Getting Started is Easy
Call us at 1.800.753.4343 and we can easily re-designate your existing checking account as an Advantage or Advantage Plus account, retaining the same account number and checks which you use today. If you need to establish a new checking account, we can easily help with that as well.

Special Pricing and Services
Mastercard World Debit Card Perks
- All Union Bank Automated Teller Machine (ATM) fees waived
- Rebated Automatic Teller Machine (ATM) surcharges- three per month, to be credited early next month
- Unlimited fee-free access to 55,000 Allpoint Automated Teller Machines (ATMs) worldwide
- 20% more ScoreCard Rewards points for signature-based debit purchases
- Valuable Mastercard perks like purchase assurance, extended warranty and satisfaction guarantee for signature-based debit purchases
- Free debit card standard replacement
- Mastercard World debit card
- Higher daily limit on Automatic Teller Machine (ATM) cash withdrawals
Complimentary Value Integrated Package (VIP) Services
- Overdraft protection sweeps from another deposit account
- Money orders
- Treasurer’s checks
- Notary service
Apply Now for an Advantage Checking account
Download a one-page overview on Advantage Checking (PDF)
Compare Advantage Banking Checking Accounts
Compare Deposit Accounts
* Effective 9/1/18 only with our World Debit Card
Related Resources
Return to top