Basic Advantage Checking
Qualify for Basic Advantage Checking with a combination of total personal deposits that average at least $10,000 during a monthly statement cycle. The primary account holder on the Basic Advantage Checking account must be a primary or joint owner (or trustee) on an additional deposit account (checking, CDs, IRAs, Savings or Money Market accounts) for their balance to meet this average balance requirement. Relationships that fall below the average balance during a statement cycle will be assessed a $10 account service fee.
Special Pricing and Services
- Complimentary Alliance or Guardian-style checks
- $50 mortgage document preparation fee discount
- Discounted rate on personal overdraft protection (requires credit approval)
- Interest earned on a daily basis
- Online banking and bill pay, mobile banking and telebanking
- Choice of paper statements or eStatements
- Unlimited check writing and no per-check fees, plus check images
- Scheduled transfers with UB SmartSave, which lets you schedule transfers from your checking account to other accounts at predetermined intervals for no fee.
MasterCard Enhanced Debit Card Perks
- MasterCard Debit Card
- 20% more ScoreCard Rewards points for signature-based debit purchases
- All Union Bank ATM fees waived
- Unlimited No fee access to 55,000 Allpoint ATMs worldwide
- Complimentary standard debit card replacement
Complimentary VIP Services
- Overdraft protection sweeps
- Money orders
- Treasurer’s checks
- Notary service