UB Checking
UB Checking offers you a wide range of convenient services to manage your funds and make payments. The service fee is waived when you maintain a $250 minimum daily balance. Accounts not maintaining a $250 balance will be assessed a monthly service fee of either $2,50 with eStatements or $5.00 with paper statements. See Product Comparison for details.

UB Checking includes:
Make the most of your UB Checking account with these options:
- Mobile check deposit (for qualifying customers)
- eStatements rather than paper statements
- Overdraft protection (requires credit approval)
- Scheduled transfers with UB SmartSave, which lets you schedule transfers from your checking account to other accounts at predetermined intervals for no fee.
Upgrade to our VIP program for just $4 per month for additional discounts, complimentary checks and overdraft protection.
Apply Now for a UB Checking Account
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