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Loans to Buy Land in Vermont and New Hampshire

When you’re looking for loans for land purchases in northern Vermont or northern New Hampshire as an investment or to build a home or business, a Raw Land Loan from Union Bank can help you finance the purchase.

What is the difference between Raw and Improved Loan?

The type of land you wish to purchase may affect your loan application and the ease with which you can secure financing. Our experienced lending team can advise you on how to proceed with your land loan application after you’ve selected a parcel of land.

Fixed-rate vs. Adjustable-rate Land Loans

Union Bank offers both types of financing for land purchases. Call or visit one of our community branches or dedicated loan centers to learn more or apply for a land loan today.

Portfolio Loans

This type of customized financing is for unique properties that do not fit conventional lending criteria.
This includes large acreage, seasonal-use properties, and other non-conforming properties for which we develop a customized financing plan. Portfolio loans can also help real estate investors purchase a bundle of rental properties.

Best Banks for Land Loans

Many national banks will not issue portfolio loans, so a local bank is often your best choice. When you apply for a portfolio loan at Union Bank, all decisions are made by people who live in the community and understand its real estate market. Our knowledgeable lending team will work with you to help you realize your real estate and other business goals.

Call or visit a branch to apply or learn more.