Union Bank

Funds Availability Statement

Our policy is to make deposits available to you on the first business day after the day that we receive your deposit. Electronic direct deposits will be available to you on the day we receive the deposit. The following information displays the varied cut-off times by means of deposit:

Branch Office –  Closing time of the Branch,  Monday- Friday
Transfers by NetTeller, Mobile App or Telephone- 5 PM
Mobile Check Deposit- 5 PM
ATM Deposit- 2PM

Please remember that deposited checks are your responsibility. If the check you deposit is returned “unpaid” for any reason, the amount of the check will be deducted from your account balance, even if we have made the funds available to you.

Our full Funds Availability Policy is available upon request and at any branch location.