Union Bank

Timing of Direct Deposits

On May 1st, 2019, we will be implementing a change that will impact the timing of when Automated Clearing House (ACH) credits post to your account(s).

Do You Receive Direct Deposits Such As Social Security or Payroll Deposits?

ACH credits (such as payroll and social security electronic deposits) will be posted after processing on the business day prior to the effective date at approximately 8:30pm when received before the effective date of the payment. Funds will still be available to you on the day you are accustomed to receiving them, but later in the evening (approximately 12 hours or more before they would be available to you at other financial institutions).

Why the change?

Pease contact our Customer Care Team at 800.753.4343 or  your local branch staff if you have questions about the later availability of ACH credits.